Reduce your
payment fees
by up to 0%.
We analyze your payment data to uncover hidden fees and negotiate better rates, helping you keep more of what you earn.
Potential Annual Savings
Current spend
$122,660
Expected spend
$98,128
Annual savings
$24,532
Trusted by businesses like yours
All-in-One Platform
Everything you need.
One seamless platform.
Our unified infrastructure helps you accept payments, manage cards, and process transactions, faster and smarter.
Gateway
Securely accept payments across any channel.
Card Services
Issue and manage virtual and physical cards.
Processing
Process transactions at low, transparent rates.
Insights
Real-time visibility into every fee and transaction.
The Problem
Most businesses overpay due to hidden fees and complex pricing.
Opaque pricing and hidden fees quietly eat into your profits. You deserve better.
Hidden fees
Fees buried in your processing statements.
High rates
You're charged more than you should be.
Confusing pricing
Complex rate structures that are hard to decode.
Simple. Fast. Effective.
Start saving in
three simple steps
Our proven process delivers real, measurable results without requiring a processor switch or any disruption to your operations.
Connect your processor
Securely link your account in minutes. We support 50+ major processors with bank-level encryption and zero disruption to your operations.
We analyze your statements
Our system scans every line item, identifies hidden fees, and benchmarks your effective rate against current industry standards.
You keep the savings
We negotiate directly with your processor and pass every dollar saved back to you. No upfront cost, no processor switch, no risk.
Powerful Insights. Real Impact.
Turn data into savings
Our analytics platform reveals the metrics you need to cut costs and boost your bottom line, with full visibility into every fee.
Effective rate
1.65%
↓ 0.23pp vs. prior 6 mo.Fees detected
$24,532
+18% vs. prior 6 mo.Est. savings
$37,890
+24% vs. prior 6 mo.Savings vs. industry benchmark
Fee composition
Fee by card type
See exactly what you're paying by card type and brand.
Benchmark vs. industry
Compare your rates against industry benchmarks and top performers.
Monthly savings trends
Track your savings potential over time and spot growth opportunities.
Beyond Fee Reduction
More ways we drive
your growth
Our platform does more than lower fees. It's built to help your business grow at every level.
A checkout experience that converts and keeps customers coming back
Branded payment flows, intelligent retries, and saved-payment-method logic built in. Your checkout becomes a competitive advantage.
What's included
Accept more. Lose less.
Expand payment methods, reduce fraud exposure, and improve authorization rates with smarter routing.
Automate the back-office.
We handle reconciliation, reporting, and working capital so your team stays focused on growth.
Industries
Every kind of merchant.
Single location or national chain, if you accept cards, we can reduce your processing costs.
Free Savings Analysis
See what you're
really paying.
Tell us about your business and we'll analyze your processing fees, uncover hidden charges, and show you exactly how much you could save. No cost, no obligation.
Jessica Martin
CFO, Brightway Retail
“Earnside found over $28,000 in hidden fees we didn't even know we were paying. The analysis paid for itself before we even started negotiating.”
Trusted by businesses like yours
FAQ
Frequently Asked Questions
Everything you need to know about how Earnside works.
Spend less on payments; invest more in your business.